Motorvaps Roadside Assistance – Benefits of Roadside Assistance
There are more cars and trucks on the road than ever. If your car is out of warranty, you should consider roadside assistance to supplement your motor insurance policy. It is reassuring when you know there is someone to call in the event of a breakdown or flat tyre. With roadside assistance from an insurance carrier, you can often expand your access to repairs at the breakdown site or a tow to a service facility. However, they still may vary from warranty coverage. You may not be able to get warrantied service at a dealership.
The Basics of Roadside Assistance
No two insurance companies offer identical roadside assistance programs. However, most offer:
- Jump starts for battery failure
- Repairs to flat tires
- Emergency fuel and motor fluid refills
- Lost key and other locksmith problems
Car insurance companies strive to make their roadside assistance programs a sought-after policy add-on; sometimes, though, opting to take out a Value-Added Product, such as Roadside Assistance (which is a value-added benefit included in some of their service and warranty plans. Some other options offer more robust coverage than “just the basics.” Third party suppliers (as opposed to comprehensive motor insurance companies) may offer things such as lodging reimbursement if your car needs towing to a repair facility, and you’re too far from home to get back.
When you buy roadside assistance from your motor insurance carrier, they usually include the payment into your premium. This is something to consider when keeping your monthly premiums low, as a motor insurance company may charge higher rates to cover this cost – at least – higher than a carrier or third party supplier might.
Benefits of Roadside Assistance
- Flat Tyre Changes (with your own spare)
Almost everyone has had a flat tyre on their car at some point. If you haven’t, you probably will have one sometime in the future. This never happens at a convenient time either. You are usually dressed nicely and you probably even have your kids in the car with you. Do you really want to get out on the side of the highway, pull out your spare tyre, get the jack out and change a tyre? Crawling around under your car on the side of the highway can be dangerous, besides the fact that it is unsanitary. Having roadside assistance when you have a flat is a lifesaver. Just call the number and within a few minutes, someone will be there to change your tire and get you back on the road.
- Out of Fuel – Cost of Fuel for Your Own Account
Running out of petrol is a helpless feeling. At least when you have a flat tyre, you know that you can change the flat on your own if you had to and get to the nearest town. However, when you run out of petrol, there is no getting around it. You’re stuck wherever you are until someone brings you some, or you walk to the nearest service station. With roadside assistance insurance, you get access to out of fuel service. If you run out of petrol, someone will bring you enough to get to a gas station.
- Locked Out Service
There is nothing more frustrating than locking your keys in your car. Most of the time, you thought you had your keys with you and it turns out they were still in the car. You might have left your purse or wallet in the car as well. You can’t go anywhere nor do anything until you get back in your car. If you call a locksmith, you’ll probably be out of a nice sum of money for two minutes worth of work. Roadside assistance helps you get back in your car without paying an arm and a leg.
- Dead Battery – Jump Start
Not being able to start your car because of a dead battery is a very common thing for drivers. They might have left their lights on or the radio on all night and it ran the battery down. Then when they go to start the car, the battery is completely dead. With roadside assistance, someone can come jump your car and help you get it going again. This is extremely important to have especially in cold weather. You don’t want to be stuck somewhere without the ability to run the heat in your car.
- Peace of Mind
It is priceless and a major benefit of roadside assistance. It is usable by any family who drives the car – so if your family has a new driver on the road, parents can breathe easier knowing that their son or daughter can call for help if stranded on the road. It is best to make them a named insured on your insurance policy to be sure they have coverage.
Roadside assistance often costs very little to add to your policy. Many roadside assistance programs are less expensive than clubs or associations like AA. But, trip planning is often an available option when you add it to your car insurance, making it more advantageous than club membership and cheaper too.